The "A to Z" Value of Professional Advice

  • ASSIST you in determining realistic goals and proactively keeps in touch with you
     
  • BE honest with you, keeping your interests first and foremost Care more about you and your financial situation than anyone outside of your family
     
  • DETERMINE your risk tolerance, manage the risk level in your existing portfolio, and manage your investments to minimize and manage fees and trading costs to the greatest extent possible
     
  • ESTABLISH accounts for your children’s educational needs, to include children with special needs FACILITATE the transfer of investments into Trust, and work with your estate
    planning attorney to coordinate your financial plans with your estate planning documents
     
  • GUIDE you through the thought process in areas of your financial life you may not have considered
     
  • HIGHLIGHT and communicate significant market and economic influences on your portfolio
     
  • IDENTIFY the weaknesses in your savings and financial plans
     
  • JOIN you in prioritizing financial goals and opportunities based on your life goals and ambitions
     
  • KEEP you on track, especially when life and the market throw you curveballs
     
  • LIMIT the noise by providing reminders about key financial planning data and keep you focused on what is important in your financial plan Monitor and manage your portfolio, and provide you with personal portfolio analysis
     
  • As NEEDED, guide you on ways to provide care for yourself and your spouse or partner, to include having critical beginning conversations about planning for end of life needs
     
  • ORGANIZE and formalize your goals, put them in writing and help you track your progress toward reaching those goals throughout your lifetime
     
  • PREPARE a financial plan customized for you and your life situation, to include reviewing and recommending life insurance polices to protect your family and loved ones
     
  • QUANTIFY your annual IRA Required Minimum Distributions, and review your existing IRAs REPOSITION investments to take full advantage of provisions in the tax code, an check with you before tax filing deadlines to identify any last minute financial planning needs
     
  • STUDY and present possible alternatives that could meet your objectives
     
  • Provide TRANSPARENT portfolio performance reporting and tracking tools, and systematically rebalance your portfolio
     
  • Provide UNBIASED investment research and recommendations, and prepare a portfolio customized to your risk tolerance to help maximize your rate of return over time
     
  • VALUE your input and serve as a human reference of financial terms and information
     
  • WORK with your tax and legal advisors as needed to meet your overall financial and tax goals, to include suggesting alternatives to reduce your taxes during your working and retirement years
     
  • X-AMINE, consolidate and simplify your investments with a unified investment strategy to reduce fees and help improve overall performance
     
  • Help YOU reduce and eliminate your debt
     
  • ZERO-IN on your investment portfolio with an eye to minimizing taxable burden