Small Business Retirement Plans

Business deskRunning a successful business is complicated and your retirement plan is an important piece of the puzzle.  Regulators are putting increasing pressure on business owners who run retirement plans for their employees. Working with a financial advisor who can support you with your fiduciary requirements can help ease the burden. We can help you maintain a plan that saves you taxes, is easy to manage, and rewards your employees with a convenient vehicle to save for retirement. We work with you to design and implement smart retirement plans that fit your unique goals.


Not all advisors are created equal…

In the complicated landscape of business retirement plans, employers are the ultimate fiduciaries charged with running the plan for the benefit of their employees without conflicts of interest. You can work with experts to help manage that responsibility.  But, its important to know that not all financial advisors are willing to share that responsibility with you.

We can help with…Analyze

Plan sponsor fiduciary support

We can share fiduciary responsibility for selecting and monitoring plan investments as an advisor falling under ERISA3(21) and can help you with the following services:

  • Fiduciary education to help you understand your responsibilities and discuss strategies to manage risk
  • Service provider search, monitoring, and benchmarking fees
  • Development of a plan Investment Policy Statement
  • Investment information, monitoring and advice
  • Plan design: we help you identify your plan objectives and work with key experts to design and implement your unique plan

Participant services

Engaging with participants is vital to ensure they make the most of their savings options.  We work locally to provide your employees with:

  • Onsite enrollment meetings to ensure they understand key features of the plan and how to get the most out of the plan
  • In person workshops to teach participants key investing information and skills
  • Customized savings goals and investment advice
Contact us today to design and implement a smart retirement plan that is unique to your business.

 


Joanna Amberger PictureJoanna Amberger
CERTIFIED FINANCIAL PLANNER™
3 Financial Group

1888 Kalakaua Avenue, Suite C312
Honolulu, HI 96815
808.791.2925
www.3FinancialGroup.com