3 Financial Group

Remember, Ginger Rogers did everything Fred Astaire did, but she did it backwards and in high heels!


Many believe that financial well-being is linked solely to an ability to earn a high income. True financial independence, however, has much more to do with taking advantage of your existing finances through understanding the core issues that motivate you in life and using appropriate financial strategies that support your unique goals.

3 Financial Group provides financial analysis, advice and services that help empower you to actively shape the future of your dreams. We create a space for you to participate in designing customized, lifetime financial plans to help realize your genuine desires and ambitions within the context of your financial situation and abilities.

We offer monthly workshops on a variety of financial topics relevant to women today.  Click here to sign up for our e-newsletter and invitation to our next Wine Women & Wealth workshop!


When was the last time your retirement plan went in for a check up?

Many people aren't aware that many investment portfolios contain hidden fees and costs that make it harder to achieve their savings goals.  It’s hard enough to save for retirement without being weighed down! 

I’d like to explain a little more about how you might be losing money each year.  In just 15 minutes you could learn if your investments are at risk!

Each year, you may be losing hundreds or even thousands of dollars in unnecessary costs and hidden fees! 

Left undiagnosed and untreated, many investment and retirement plans are structured to slowly leach your hard earned savings.

We provide investment check ups that can X-ray your investment and retirement plans to uncover hidden problems.  We can diagnose how much you may be losing each year and
provide a clear plan that can stop the bleeding and help return your investment and retirement plans to normal health.


Contact us today to set up a personal 15 minute review. 
There is no charge for this consultation, nor is there a requirement to purchase any new products or invest any additional money.

Call us at 808-489-2813 or click here to request more information.


Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Car Affordability

How much can you afford to pay for a car?

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

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HOT TOPIC: Investors Flock to Bond Funds, But What Happens When Rates Rise?

Investors are on track to invest 11 times more money in bond funds in 2009 than they will invest in stock funds. This is not surprising, considering the market volatility in 2008, but are these investors operating on false assumptions about the capabilities of bond funds?

Income Now or Later

Immediate and deferred fixed annuities are insurance products that could help retirees safeguard some of their nest eggs and provide a steady income stream throughout retirement.

Never Too Old—or Too Rich—to Consider Life Insurance

There are many possible reasons to consider owning life insurance, even if you have convinced yourself that it's no longer necessary in your situation.

Stalking the Mighty Consumer

Economists, traders, investors, and policymakers all take great interest in the financial health of consumers and what they may do next.

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